If you’re in the market for affordable homeowners insurance, you’ll be happy to know that there are several such companies doing business in Arizona, and you’ll be excited to learn that there are a few simple things you can do to save even MORE money. month after month and year after year.
Paying your premium automatically from your checking or savings account each month saves your insurance company the considerable cost of billing you and they pass those savings on to you.
Having a retired person living in your home means that there is someone at home most of the time who can quickly respond to a fire or broken water main or any other emergency, which could save your insurance company a considerable amount of money. money, and they will. pass a portion of the savings on to you.
Making your home less vulnerable to burglars can also save you some money. Taking the simple steps of adding deadbolts to all exterior doors and adding locks to every window, as well as trimming window bushes can save you money. You can save even more simply by adding motion-activated outdoor floodlights.
Most homeowners simply accept the standard $500 deductible on their homeowners insurance, but did you know that doubling your deduction to $1,000 could save up to 30% on your premium cost each month for years to come?
And you can save a lot of money up front if you simply buy your homeowners insurance online instead of in a physical store. Online insurance sellers have very little overhead and can therefore pass on substantial savings to you.
You can save even more when you buy online by taking the time to check out prices on multiple homeowners insurance price comparison websites instead of just looking at the prices you get on one site.
Then simply review all the prices you found and choose the cheapest homeowners insurance from a company you trust and voila! You’ve found the best possible price on your homeowners insurance and can expect to save a ton of money year after year for a long time to come.