Here are five proven ways to get lower auto insurance rates…
1) Choose a car that has the following: anti-lock brakes, alarm system, daytime running lights, and any other safety features. Cars like that have a high safety rating. They will attract lower auto insurance rates.
2) If you want to save big, choose exclusive third-party coverage. The law in most states will agree to that. As the name suggests, any damage to your car will not result in any compensation. He only takes care of the other person’s car. Any damage to your car will be paid for by you.
This is the best option for those who have older vehicles. One downside to choosing collision coverage for an old car is that the value of your car at the time of the accident is what would be used to determine what you get. There is simply no way that the total of your premiums over any significant period of time and your deductible will not exceed what you will receive as reimbursement. That is, unless your old car is a classic. If an insurance policy isn’t rewarding in the long run, it certainly isn’t worth the sacrifice.
3) The more time you spend behind the wheels, the greater your risk to the vehicle’s insurance provider. So, reduce your mileage any way you can, and you’ll get lower car insurance rates.
4) Take a defensive driving course. In addition to making you drive better, you’ll lower your car insurance rate once you do.
5) You can get lower auto insurance rates by getting and comparing quotes from reputable quoting sites. You’ll get savings if you visit just one of those sites. However, you will get more by using at least three. Getting more quotes increases your chances of receiving lower auto insurance quotes.